Brisbane’s Advantages for First-Time Property Buyers

Brisbane remains the most accessible major market for first home buyers in 2025. With government incentives of up to $30,000, affordable property prices, and a wide selection of new house-and-land packages across Southeast Queensland, buyers have a unique opportunity to enter the market strategically and start building long-term wealth through property.

Key Benefits for First Home Buyers in Brisbane:

• $30,000 QLD First Home Owner Grant: For new homes under $750K, this grant provides a substantial boost to help with your deposit or settlement costs.

• Stamp Duty Concessions: Full exemption on properties under $500K, and reduced rates up to $550K, saving you $10K–$15K upfront.

• 5% Deposit with No LMI: Thanks to the Federal First Home Guarantee Scheme, you can buy with a smaller deposit and avoid costly Lenders Mortgage Insurance.

• Affordable Entry Points: Brisbane offers new apartments from $420K and house & land packages starting under $700K, far more accessible than Sydney or Melbourne.

Smart Buying Strategies:

• Off-the-Plan & Build Contracts: Secure a home with just 5–10% deposit now and pay the balance later—giving you more time to save.

• Dual-Income or Co-Living Options: Reduce your mortgage burden by renting out part of your home (e.g. studio or granny flat).

• Family Guarantors: Use a parent’s equity to help secure a home loan with no deposit required.

High-Growth Suburbs to Watch:

• Ripley, Redbank Plains, Logan, Caboolture, Ipswich fringe, all offering strong capital growth potential and ongoing infrastructure investment.

Brisbane’s unique mix of lifestyle, liveability, and low entry prices makes it an ideal market to take your first step into property ownership—and build long-term wealth through smart investment.